Why wait? We have several options in store which allow you to have your purchase now and pay it off later.

Humm Finance

We offer Humm for both small and large purchases in store. You can use your existing membership or our staff can help you apply online.

Little Things

For purchases up to $2,000 we offer Humm Little Things, repay your purchase in 5 or 10 slices either weekly or fortnightly. Once you free up your balance you’re able to spend again up to your limit.

Big Things

Apply in store for up to $7,500, then repay monthly, over a set timeframe. Monthly fees, establishment and other fees may also apply. For information on Humm Finance including the full terms and conditions please visit https://shophumm.com.au. Also feel free to ask our staff in store for further details. 


We also offer a traditional Layby service. Our Layby service is available for a maximum of 8 weeks. You can pay off your item/s as fast or slow as you like within this time period, though we recommend that you make regular payments. There is no establishment fee but we require a deposit of 10% of the purchase price. If you choose to cancel your Layby the 10% will be retained as your termination fee. Your Layby will be safely stored at Enspire for the duration and we ask that you contact us at least 24 hours prior to collecting your Layby so that we can make sure it is easily accessible and ready for your journey home. Items must be paid in full prior to collection.